1. Introduction
Welcome to Fincose ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial management platform.
By using Fincose, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, your choice is not to use our service.
2. Information We Collect
2.1 Personal Information
We may collect the following types of personal information:
- Account information (name, email address, phone number)
- Financial data (bank account information, transaction history, income, expenses)
- Profile information (preferences, financial goals)
- Authentication data (passwords, security questions)
2.2 Usage Information
- Device information (IP address, browser type, operating system)
- Usage patterns and app interactions
- Location data (if enabled)
- Communication preferences
3. How We Use Your Information
We use your information to:
- Provide and maintain our financial management services
- Process transactions and manage your account
- Provide personalized financial insights and recommendations
- Communicate with you about your account and our services
- Improve our platform and develop new features
- Ensure security and prevent fraud
- Comply with legal obligations
4. Information Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:
- With your explicit consent
- To comply with legal obligations or court orders
- With trusted service providers who assist in operating our platform
- In connection with a business transfer or acquisition
- To protect our rights, property, or safety, or that of our users
5. Data Security
We implement industry-standard security measures to protect your information, including:
- End-to-end encryption for sensitive data
- Secure data transmission (SSL/TLS)
- Regular security audits and penetration testing
- Multi-factor authentication
- Access controls and monitoring
6. Your Rights (GDPR Compliance)
Under GDPR and other applicable privacy laws, you have the right to:
- Access your personal data
- Rectify inaccurate data
- Erase your data ("right to be forgotten")
- Restrict processing of your data
- Data portability
- Object to processing
- Withdraw consent at any time
7. Data Retention
We retain your personal information only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements. Financial data may be retained for longer periods as required by applicable financial regulations.
8. International Transfers
Your information may be transferred to and processed in countries other than your own. We ensure adequate protection through appropriate safeguards, including standard contractual clauses and adequacy decisions.
9. Updates to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.
10. Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
- Email: privacy@Fincose.com
- Address: London, United Kingdom
- Data Protection Officer: dpo@Fincose.com