Last updated: October 16, 2025
By accessing and using Fincose ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
Fincose is a personal finance management platform that helps users track expenses, manage income, analyze spending patterns, and achieve financial goals. The Service includes:
You must create an account to use certain features of the Service. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.
You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.
You agree to:
You may not use the Service to:
Fincose provides financial management tools and insights for informational purposes only. We do not provide financial, investment, tax, or legal advice. You should consult with qualified professionals before making financial decisions.
You retain ownership of your financial data. We will handle your information in accordance with our Privacy Policy. You grant us a limited license to use your data to provide and improve our services.
The Service and its original content, features, and functionality are owned by Fincose and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
We strive to maintain high service availability but cannot guarantee uninterrupted access. We may modify or discontinue the Service with reasonable notice. We are not liable for any modification, suspension, or discontinuance of the Service.
In no event shall Fincose be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.
You agree to defend, indemnify, and hold harmless Fincose from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney's fees) arising from your use of the Service.
We may terminate or suspend your account and access to the Service immediately, without prior notice, for any reason whatsoever, including without limitation if you breach the Terms.
These Terms shall be interpreted and governed by the laws of Switzerland. Any disputes shall be resolved in the competent courts of London, United Kingdom.
We reserve the right to modify these Terms at any time. We will notify users of any material changes. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.
If you have any questions about these Terms of Service, please contact us: